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Changan Karvaan Plus 2023 complete plan to take from HBL in installments of 5 years

Changan Karvaan Plus 2023 complete plan to take from HBL in installments of 5 years

Changan Karvaan Plus 2023 complete plan to take from HBL in installments of 5 years

Changan is a Chinese company and manufactures vehicles worldwide under the name of Master Group. In Pakistan, Changan’s Karvaan is a 7-seater MPV that is very popular.Today we will check Changan Karvaan Plus 2023 financing plan from HBL Bank for 5 years.

Vehicle Description

Payorder Price Filer 3,019,000

Car & Financing Details / گاڑی اور فنانسنگ کی تفسیلات

Security Deposit (15% to 50%)
سیکورٹی ڈپازٹ فی صد
Security Deposit Amount (Rs.)
سیکورٹی ڈپازٹ کی رقم
Insurance Premium (1st year)
بیمہ کی قسط
Tenure (Months)
قرض کی مدت
60 Months
Financed Amount
فنانس کی رقم
Total Upfront Payment
کل براہ راست ادائیگی

Markup and Insurance Rates / مارک اپ اور انشورنس کی شرح

Insurance Company
انشورنس کمپنی
Adamjee Insuranceآدم جی انشورنس
Rate of Markup (Fixed)مارک اپ کی شرح (پوری مدّت کے لئے فکسڈ)20.00%
Insurance Rate
بیمہ کی شرح

Monthly Installment / ماہانہ قسط

Monthly Rental w/o Insurance
انشورنس کے بغیر ماہانہ رینٹل
Total Monthly Payment
کل ماہانہ ادائیگی
01 – 1255,6685,66161,329
13 – 2455,6685,03260,700
25 – 3655,6684,40360,071

What other charges will you have to pay? What will be the monthly installment payable?
(Equal Monthly Installment (EMI) for 1st Year only) PKR 55,668 * This is tentative value and exact amount will be communicated at the time of approval. = Financing Amount +Profit (APR x Term of Financing)/Term of Financing (In Months) What will be the total monthly installment payable?
(Total Monthly Payment (TMP) for 1st Year only) PKR 61,329 = EMI + Monthly Insurance What total amount will you pay for the financing? PKR 3,566,520 = (Sum of Monthly Rentals with insurance) X (Term of Financing in Months) C.       Early payments & Partial Payment: Can you repay loan/finance before the maturity? Yes How can you repay loan/finance before the maturity? Customer will visit the branch and request for early termination of CarLoan Will you have to pay any additional amount/charges for early retirement of the loan/finance? 1. Termination prior to delivery of vehicle @10% of outstanding amount + FED
2. Termination after delivery of vehicle @5% of outstanding amount + FED Will you have to pay any additional amount/charges for pre-payment/Partial of the loan/finance? 1. Partial Payment prior to delivery of vehicle @10% of amount being settled + FED
2. Partial Payment after delivery of vehicle @5% of amount being settled + FED D.       Default / Late Payment Information: What if you fail to fulfill your repayment obligations? Bank may repossess the vehicle and/or file litigation against the customer.
This is to inform you that the State Bank of Pakistan (SBP) will include two years’ history of negative / overdue information (including but not limited to overdue payments, late payments, write-off or reversal of mark-up etc.) in e-CIB. You are therefore, advised to ensure timely payments of your installments to avoid any adverse information being reported or reflected on your e-CIB. What will you have to do to acquire back your repossessed vehicle? If customer pays off the outstanding amount; vehicle will be returned to him / her, however in case if the customer is unable to pay off then Bank will opt the liquidation Process.  What penalty will you be charged for not repaying on time? Default charges Rate Applied Manner of computing late payment Charges Late Payment Charges (LPC)
Rs. 1,500/- Plus FED (Per month) Fixed Charges Fixed Charges Vehicle Re-Possession Charges Rs. 50,000/- or Actual (whichever lower) E.       Other material information: What insurance avenues do you have? The Insurance is Mandatory, Bank’s panel insurers are Adamjee, JGI ,EFU & TPL (or any other as approved by HBL from time to time), Comprehensive insurance covered (detail mentioned on Insurance certificate). What happens in case of death of borrower(s)? The obligations of the deceased will be assumed by the legal heirs and the same shall continue till the maturity of the lease.   What are the guarantor’s obligations? N/A What documents will be provided to you? HBL CarLoan application, letter of understanding, Schedule of Charges (SOBC), CarLoan facility Letter, Direct Debit Authority, Understanding of delay in Booking & Delivery, Tax Calculation for Non-filers, Product Info/features & Customer Undertaking. Can you sell your vehicle to a third party during the tenor of the loan/finance? Yes you can sell your vehicle to a third party after obtaining NOC from HBL which shall only be issued after the settlement of the outstanding amount and all dues owed to the Bank. 



PKR : 2,779,000/- Freight & CVT incl. *

Karvaan Plus

PKR : 2,999,000/- Freight & CVT incl. *



Glamorous Exterior

Changan KARVAAN is a mid-sized van. Its sophisticated design offers a fun and enjoyable way to travel with the family.

6 + 1 Seating Capacity:

The spacious Karvaan lets all your friends and family sit comfortably with space for fun with the increased seating for 2 more passengers in addition of 6 seating.

Ample luggage space

The multi-purpose Karvaan is capable of carrying both, passengers and their luggage at the same time. Take your essentials and travel without worry of leaving anything behind.

Modern Aesthetics

Being a multi-purpose vehicle, Karvaan does not miss on looking modern. It is designed with consideration towards serving the utility with balanced shape and design.

Chrome Grill

The glamorous chrome grill provides an executive appeal. Dual wing grill provides efficient ventilation while maintaining the elegance of a family automobile.

Rear Tail-lamps

The crisp LED Tail lamps greet the overall eyes

High Density Fog Lamp

Ensuring a safe driving experience. High density fog lamps provide bright visibility in difficult environments.

Rear Sliding Door

Easy entry even in the most congested spaces. The wide entry passage allows ample space for both passengers and cargo.



Luxurious Interior

Spacious interior with comfort. Monochromatic Meter Cluster. Comfortably located gear shift lever. Ergonomically positioned steering wheel.

Beautiful Dual Tone Interior

Spacious interior with comfort Monochromatic Meter Cluster Comfortably located gear shift lever Ergonomically positioned steering wheel

Dual Air-conditioning

Separate air conditioning unit provides cooling to 2nd and 3rd row passengers. With proper step control you can adjust the air flow as per requirement.

FM Radio and Precision Climate Control Knobs

The KARVAAN features an FM radio with built in AUX and ergonomically located climate control knobs so that you enjoy your ride with utmost comfort.

Spacious Seats

The KARVAAN features comfortable seats which are specifically designed to offer the most legroom in its category.

Space Grey Interior

Beautifully crafted grey interior embellishes a soothing cabin aura. The cabin is ergonomically designed and offers same feeling as a sedan.

Stylish Lunar Air Vents

Along with the dual air-conditioning unit for the rear passengers, KARVAAN is equipped with four exquisitely designed air ducts for the front compartment.

Power & Technology

Power & Technology

Unbelievable Experience

KARVAAN is equipped with the most Powerful & Technological features

1.0L Powerful Engine

KARVAAN comes equipped with the most powerful C10 Engine. The 1000CC engine delivers amazing performance at all gear outputs so that you travel in style with peace of mind. Maximum output: 68 hp at 6000 rpm Maximum torque: 92 Nm at 4800 rpm


5 speed manual transmission couples the 1.0L engine to offer smooth and uninterrupted performance throughout.


Front Macpherson struts provide comfortable and sound ride.

Monochromatic Speedometer

Monochrome blue speedometer incorporates speed and revolution cluster along with LCD display of fuel, mileage and trip.

Electric Power Steering

Luxurious Electronic Power Steering provides easy maneuverability. Specially designed for KARVAAN, the swift steering enhances the MPV comfort

Comfort & Utility

Comfort & Utility

Extravagance Comfort

Especially developed interior that provide coziness and comfort experience

Dual Air-conditioning

Separate air conditioning unit provides cooling to 2nd and 3rd row passengers. With proper step control you can adjust the air flow as per requirement.

Foldable Rear Seat

Foldable 3rd row seat allows convenient storage space for large cargo needs.

Wide Side Mirror

Wide angle side view mirrors offer driver extensive visibility.

Deluxe Fabric Seats

Plush knit fabric seats provide comfort throughout the trip. With moisture resistant woven yarn seats and enveloping bucket design to offer maximum lumbar support.




Three point seatbelt for all seats Specially engineered body structure with cripple zones.

3 Point Seat Belts

KARVAAN is equipped with three point seat belts for all passengers. The 2nd row also includes ISOFIX feature.

Front Disc Brakes

Disc brakes are installed in the front to provide the best brake performance throughout the ride.

Energy Absorbing Steering

The collapsible energy absorbing steering provides safety during collision and helps to keep the driver safe on impact.

Driver Seatbelt Reminder

Seatbelt reminder chimes to alert the driver to buckle up while driving.


New Appearance Touching your heart

Excellent interpretation of contemporary design aesthetics awakening your senses .


  • Black

  • Grey

  • Silver

  • White


Karvaan Std
Cylinder ArrangementIn-line 4 Cylinder OHC
Fuel SystemGasoline Multi-Point Injection
Emission StandardsEuro-IV
Drive ConfigurationFWD-5 Speed Manual Transmission
Transmission5 Speed Manual
Standard Wheels14 Inch
Standard Tires175/70 R14
Max Rated Power (hp @ rpm)68 @ 6000 RPM
Max Rated Torque (Nm @ rpm)92 @ 4800 RPM
Max Speed120 km/h
Body Dimension (L x W x H)3980 x 1620 x 1890
Seating Capacity6 Seats + (1 Optional)
Karvaan Plus
Power WindowsFront
Power SteeringElectronic PS
Keyless EntryAvailable
Central LockingAll Doors
Interior SchemeBeige + Grey
Cupholders2 (Central) + 2 (Door)
Wheel Arch CoverAvailable


• Depending on region of purchase, colors, specifications and parameters could be different.
• Specifications are subject to change without notice.
• Some of the shown/mentioned specifications may not be available.
• The price is provisional and subject to change without prior notice and the price ruling at the time of delivery shall apply.
• Payment shall be accepted only through BANK DRAFT / PAY ORDER. The booking / deliveries shall be subject to realization of payment.
• In case of cancellation the paid amount is subject to deduction as details mentioned as under:
   Full Payments:   Bookings will be subject to a deduction of 5% cancellation charge.
   Partial Payments:   Bookings will be subject to a deduction of 10% cancellation charge.

For more details, please contact authorized Changan dealers.

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